Well, when you get a movie made about your life, let's just say you have to be doing something right.

I was born in Midland, Michigan in 1963. After a knee injury destroyed any chance for a college basketball scholarship, I decided to travel the world by enlisting in the Navy in 1981.

After becoming the youngest sailor to qualify as a master helmsman and making the 1982 All Navy softball team, I arrived in Las Vegas in 1987. 

It was during his time in Las Vegas that I entered a different world -- the world of sports handicapping -- and built a solid reputation by validating my opinion to anyone and everyone.

In 1989, I was picked up by a nationally known sports service out on the East Coast, where I stayed until 1995 before walking away from the business.

Having just had an incredible 6 year run of big winning and wild times, I figured that aspect of my life would make great cinema.

So it was off to Hollywood and Riviera country club to network a movie about my life and wouldn't you know it, I hit the lotto.

I caddied for Renee Russo's husband screenwriter Dan Gilroy and we hit if off immediately. He loved my life and decided to put it in to words and 8 years later Two for the Money was born. I have sinced followed that up with my autobiography "Beating the Odds, the Rise, Fall and Resurrection of a Sports Handicapper which is now available on this site.

Life is much better here and I am happy to be here.

 
MY RATING SYSTEM

My ratings system is pretty simple. I personally play every game I release. I truly believe it's not fair to my clients if I am not going to war with them too. I keep it very basic so you will always know where I stand with wins and losses and current bankroll.

HOW TO USE THE DIME MANAGEMENT SYSTEM Once again, money management is the key to winning, knowing what percentage of your bankroll to play on each release. But, first and foremost, always remember to never wager more than you can afford to lose. This is the single biggest problem gamblers make, and that's why I hammer this point home year after year because I feel it's my job to educate as well, no different than what a financial advisor would do for you when purchasing stocks or mutual funds. You have two ways of looking at my ratings. The first is based on the amount of your maximum wager size. The second is based on the amount of your total bankroll. Maximum Wager Size Rules Let's say your maximum wager size is $200.

Well, if I release a 300 dime play, 200 dime play or a 100 dime play, then it should be a $200 wager. If I release a 30 dime play, it should be a $60 wager. Taking it one step further, if I release a 50 dime pick, it should be a $100 wager. Total Bankroll Size Rules In this scenario, let's say your total bankroll for a day (the amount you can afford to lose in a worst-case situation) is $500. On this day, I have a 50 Dime release and a pair of 20 dime plays. Add those up and you'll see I have 90 dimes of TOTAL action. Now, take the $500 bankroll and divide it by 90 dimes. The math shows you each dime is worth just under $5. So, a 50 dime play is worth 50 x $5 which equals $250 dollars from your original $500 bankroll. The two 20 dimes plays are each worth $100 each (remember $5 x 20 dimes).

Do the math...$250 + $100 + $100 + $25 + $25 = $500.50 (which was your original bankroll) Total Bankroll Size Rules for Long-Term Players Obviously, the key here is YOU have to decide what portion of your bankroll you can afford to lose each betting day for the length of your package. Call it "bankroll rationing" if you will. Maybe you like betting the NFL more than college. Then, in this case, you'd want to allocate more to Sunday's card than Saturday's. The bottom line is you want to have action throughout the length of the package, whether it be 7, 30, 60 or 100 days. So, it's up to YOU to decide how much action you want on given days and on particular sports.